Get a thoughtful cash offer without repairs, open houses, or guesswork. Start with your address and decide what feels right for you.
You could save thousands with Speti!
*No agent commission or repair prep fees; third-party transaction costs may still apply.
Potential savings depend on your property and agreement.
Some homeowners want certainty. Others want more time, more options, or a simple comparison. Speti gives you a clear starting point without asking you to commit before you have the information.
We look at the property, local sales, condition, and your goals—not just an algorithm.
A direct sale is one path. You should understand the tradeoffs before choosing it.
There is no countdown clock. Take the time you need to make a confident decision.
A direct sale may not be right for every homeowner. Here is what you are comparing.
These sellers wanted clear numbers, flexible timing, and room to make the decision that fit their situation.
Our house needed serious foundation and plumbing work that made listing on the MLS unrealistic. Speti walked through the property, broke down the repair math transparently, and made a firm cash offer without haggling. We picked our closing date and walked away with our equity check without having to clean out or stage the place.
A. R. Austin, TX · Cash sale
After refinancing recently, we didn’t have enough equity to pay traditional 6% realtor commissions and closing concessions out of pocket. Speti structured a creative financing solution taking over our existing loan payments. It completely eliminated our monthly mortgage obligation and kept our credit spotless without us having to bring money to the table.
J. M. Atlanta, GA · Structured terms
Handling an inherited home from two states away was turning into a logistical headache. The Speti team handled everything remotely—title coordination, document signing, and closing—with zero pressure. There were no hidden administrative fees or last-minute renegotiations; what they quoted on day one was the exact net proceeds at escrow.
R. P. Phoenix, AZ · Cash sale
Other investors kept hitting us with bottom-dollar cash offers that didn't reflect our property's potential. Speti presented a seller-financed arrangement that gave us an immediate upfront cash payout plus monthly installments at a solid return. It gave us the total net price we wanted on our own schedule.
K. S. Tampa, FL · Seller financingQuestions, answered
A clear offer starts with a clear process. Here is what happens after you share your address.
Start with your addressNo. We start with your address, then review the property, nearby sales, condition, and your preferred timeline before presenting a possible offer.
No. Speti evaluates the property as it sits today. You can compare a direct sale with a traditional listing and choose the path that fits.
You choose the timing that works for you. Depending on the property and title review, closing windows can be tailored to your move.
No. Requesting information or reviewing an offer does not obligate you to sell. You stay in control at every step.
Seller guides
Seller financing and subject-to sales let a buyer pay over time instead of all cash at closing. Compare how each works, the due-on-sale risk, and how to protect yourself.
Yes, you can usually sell before a foreclosure sale. Learn the federal 120-day rule, 2026 foreclosure timelines by state, your options, and scams to avoid.
Selling a house as-is means no repairs or repair credits, but not hiding defects. Learn what you still must disclose, how to price it, and who buys as-is homes.
How to sell an inherited house: who can sign, how probate and trusts affect timing, how stepped-up basis reduces capital gains tax, and how to handle the mortgage.
Home sellers paid about 5.46% in total agent commissions in 2026. See how the NAR settlement changed things, what it costs by price, and ways to pay less.
Cash home buyers typically pay 50% to 95% of market value, depending on buyer type and condition. See how offers are calculated and how to compare them.
What a direct sale changes, what stays the same, and how to compare certainty with price.
A practical way to compare the number on the page with time, repairs, fees, and control.
How payoff at closing works, what other structures mean, and which questions to ask first.
Pick up where you left off, review your property details, or check on your offer.
Share a few details about the property and we’ll help you understand what a thoughtful offer could look like.
Ready when you are
It takes about two minutes to begin.
